Privacy Policy

This Privacy Policy describes how finworlders ("we", "us", or "our"), accessible at finworlders.com, collects, uses, and handles information when you visit our website. By using our site, you agree to the practices described in this Policy. If you do not agree, please discontinue use of the website.

1. Information We Collect

We collect minimal information necessary to operate and improve the website. The categories of information we may collect include:

• Contact form data: When you submit our contact form, we collect the name, email address, subject, and message content you provide voluntarily.
• Usage data: We may collect anonymized technical data such as browser type, device type, pages visited, time spent on pages, and general geographic region (country level only) through analytics tools.
• Cookie data: We use cookies and similar local storage technologies to store your preferences, such as your cookie consent decision. For details, please see our Cookie Policy.

We do not collect sensitive personal data such as financial information, government identification numbers, health data, or information about children under the age of 16.

2. How We Use Information

Information we collect is used solely for the following purposes:

• To respond to contact form submissions and communicate with you
• To understand how visitors use the site and improve the content and navigation
• To store user preferences such as cookie consent
• To maintain the security and performance of the website

We do not use your data for automated decision-making, profiling, targeted advertising, or any commercial purpose beyond operating finworlders.com as a free informational resource.

3. Legal Basis for Processing

Where applicable under data protection law (including the GDPR for users in the European Economic Area), we process personal data on the following legal bases:

• Consent: For optional cookies and analytics tracking, where you have provided explicit consent via our cookie banner.
• Legitimate interest: For basic website security, performance monitoring, and responding to contact inquiries you initiate.
• Contractual necessity: To fulfill any request you make via the contact form.

4. Cookies and Tracking Technologies

We use cookies and browser local storage to store your preferences and, where consented, to collect anonymized analytics data. You can review our full Cookie Policy for detailed information about the types of cookies we use and how to manage them. You may withdraw consent at any time by adjusting your browser settings.

5. Third-Party Services

We may use third-party services for analytics and site performance monitoring. These services process anonymized data and are contractually bound to handle data in compliance with applicable privacy laws. We do not share identifiable personal information with any third party for marketing or commercial purposes.

Salary data displayed on this website is sourced from publicly available datasets (OECD, ILO, World Bank, national statistical offices) and does not involve any personal data.

6. Data Retention

Contact form submissions are retained for a reasonable period necessary to respond to your inquiry, typically no longer than 12 months, after which they are securely deleted. Anonymized analytics data may be retained for up to 24 months for trend analysis purposes. Cookie preference records are retained until you clear your browser storage or withdraw consent.

7. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

• Access: Request a copy of the personal data we hold about you.
• Rectification: Request correction of inaccurate or incomplete personal data.
• Erasure: Request deletion of your personal data, subject to legal retention requirements.
• Restriction: Request that we restrict processing of your data in certain circumstances.
• Portability: Request your data in a structured, machine-readable format.
• Objection: Object to processing based on legitimate interests.
• Withdraw consent: Withdraw any previously given consent at any time.

To exercise any of these rights, please contact us at info@finworlders.com. We will respond within 30 days.

8. Data Security

We implement appropriate technical and organizational measures to protect personal information against unauthorized access, loss, alteration, or disclosure. While we take reasonable precautions, no method of internet transmission or electronic storage is 100% secure, and we cannot guarantee absolute security.

9. Children's Privacy

finworlders is not directed at children under the age of 16. We do not knowingly collect personal data from children. If you believe a child has submitted personal data to us without parental consent, please contact us and we will promptly delete such information.

10. International Data Transfers

If you access our website from outside the country in which our infrastructure is hosted, your data may be transferred across international borders. We ensure that any such transfers comply with applicable data protection laws, including the use of appropriate safeguards where required by the GDPR.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When we make material changes, we will update the "Last updated" date at the top of this page. We encourage you to review this Policy periodically. Continued use of the website after any changes constitutes your acceptance of the revised Policy.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us at:

• Email: info@finworlders.com
• Website: finworlders.com
• Contact form: finworlders.com/en/contact.html