Terms of Service

Please read these Terms of Service ("Terms") carefully before using the finworlders website, accessible at finworlders.com ("the Website"). By accessing or using the Website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, please discontinue use of the Website immediately.

1. About the Website

finworlders is a free, informational website that provides salary comparison data across different countries and regions. All content published on the Website is intended solely for general informational and educational purposes. We do not offer paid services, subscriptions, financial advice, employment placement, or any commercial product of any kind.

2. Acceptance of Terms

By using the Website, you represent that:

• You are at least 16 years of age.
• You have the legal capacity to enter into a binding agreement.
• You will use the Website only for lawful purposes and in accordance with these Terms.

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the Website after any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

3. Intellectual Property

All content on the Website — including but not limited to text, data compilations, graphics, logos, icons, layout, and code — is the property of finworlders or its content suppliers and is protected under applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Website for personal, non-commercial informational purposes only. You may not:

• Reproduce, republish, or redistribute any substantial portion of the Website's content without prior written permission.
• Modify, adapt, translate, or create derivative works based on our content.
• Use the Website's content for commercial purposes, including data aggregation, resale, or publication in competing services.
• Reverse-engineer, decompile, or disassemble any part of the Website.

Brief quotation of data for journalistic, academic, or commentary purposes is permitted, provided clear attribution to finworlders.com is given.

4. Accuracy of Information

The salary data and related information provided on the Website are compiled from publicly available sources, international labour statistics, and third-party reports. While we strive to keep the data accurate and up to date, we make no representations or warranties of any kind, express or implied, regarding:

• The completeness, accuracy, reliability, or timeliness of any data.
• The suitability of the information for any particular purpose.
• Results that may be obtained from the use of the Website.

Salary figures are presented as broad indicators only and should not be relied upon for employment negotiations, financial decisions, immigration planning, or legal purposes. Always consult a qualified professional for advice specific to your situation.

5. No Professional Advice

Nothing on the Website constitutes financial, legal, employment, tax, immigration, or any other form of professional advice. The information is provided as a general reference tool only. finworlders expressly disclaims any liability arising from reliance on the Website's content for professional decision-making.

6. User Conduct

When using the Website, including submitting the contact form, you agree not to:

• Transmit any material that is unlawful, defamatory, harassing, obscene, or otherwise objectionable.
• Attempt to gain unauthorised access to any part of the Website or its underlying infrastructure.
• Use automated tools, bots, or scrapers to collect data from the Website in bulk without prior written consent.
• Introduce viruses, malware, or any other malicious code.
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity.
• Engage in any conduct that could damage, disable, or impair the Website or interfere with other users' enjoyment of it.

7. Third-Party Links and Content

The Website may contain links to external websites or reference third-party sources for informational purposes. These links are provided for convenience only. finworlders does not endorse, control, or assume responsibility for the content, privacy practices, or accuracy of any third-party websites. Accessing third-party links is done entirely at your own risk.

8. Disclaimer of Warranties

The Website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, finworlders disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and freedom from computer viruses or other harmful components.

We do not warrant that the Website will be uninterrupted, error-free, or free from inaccuracies, or that defects will be corrected.

9. Limitation of Liability

To the maximum extent permitted by applicable law, finworlders, its operators, contributors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or relating to your use of, or inability to use, the Website, even if advised of the possibility of such damages.

In jurisdictions that do not allow the exclusion or limitation of incidental or consequential damages, our liability shall be limited to the greatest extent permitted by law.

10. Privacy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Website, you consent to the practices described in our Privacy Policy.

11. Cookie Policy

We use cookies and similar technologies as described in our Cookie Policy. By continuing to use the Website after being presented with the cookie consent notice, you agree to the use of cookies in accordance with that policy.

12. Modifications to the Website

We reserve the right to modify, suspend, or discontinue the Website, or any part of it, at any time without notice or liability. We may also update, change, or remove content at our discretion. We shall not be liable to you or any third party for any such modification, suspension, or discontinuation.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising in connection with these Terms or the Website shall be subject to the exclusive jurisdiction of the competent courts in the applicable jurisdiction. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Severability

If any clause or portion of these Terms is deemed unlawful, void, or unenforceable for any reason, that clause shall be deemed severable from these Terms and shall not affect the validity or enforceability of the remaining provisions.

15. Entire Agreement

These Terms, together with the Privacy Policy and Cookie Policy, constitute the entire agreement between you and finworlders with respect to your use of the Website, and supersede all prior agreements, representations, and understandings of any nature.

16. Contact Us

If you have questions or concerns about these Terms, please contact us:

• Email: info@finworlders.com
• Website: finworlders.com
• Contact form: finworlders.com/en/contact.html